2020 was a roller coaster of a year with markets starting strong only to be disrupted by COVID-19, resulting in the fastest drop to a bear market in history. Even amidst widespread shutdowns, protests, and a presidential election, the market rebounded and once again reached all-time highs. With many fast-paced changes still underway, let’s take […]
Fall 2020 Newsletter
Our quarterly update for Fall 2020 Fall 2020 Newsletter
What is the new ETF rule?
Every so often, something occurs that changes the way we invest, and we think it best to keep our clients informed regarding these changes. This year, one such change occurred: The Securities and Exchange Commission (SEC) has adopted the ETF Rule, which allows Exchange-Traded Funds (ETFs) to exchange securities within their portfolios for different securities […]
Summer Newsletter 2020
Read the summer update from FP Inc…And OH what a summer it has been! SUMMER 2020 NEWSLETTER
The ETF Rule and Custom Baskets
At Financial Plan, we are analytical to a fault when evaluating investments. We continually ask the question: “Are we populating our accounts with optimal securities, or are there other selections that are clearly better?” We might define “better” as wholly subscribing to our investment philosophy while demonstrating improvement to the items we can control; including […]
This time IS different
You’ve seen the declaration splashed across headlines, “This time is different!” Public perception surrounding the first half of this year and predicting the next has been grim. Pundits espouse that these events have “never been seen”, they are “once in a lifetime,” “a perfect storm”. The crazy thing is, they’re right. Whether it is the […]
Negativity Bias and the Financial Markets
Heard any bad financial news lately? Of course you have! But what if I told you the U.S. stock market recently enjoyed its best 50-day rally on record, ever? If you missed the positive financial news, it might be because your brain is tricking you into being pessimistic. Over the past decade, a wealth of […]
Understanding the CARES (Coronavirus Aid, Relief, and Economic Security) Act
Late last week, the federal government passed an 883-page, $2.2T bill dubbed the CARES Act (Coronavirus Aid, Relief and Economic Security). Included in this big money is a $500 billion lending program for businesses, states, and municipalities. It also includes $377 billion to support small businesses, $32 billion in grants for the airline industry and […]
The Impact of the Coronavirus on the Stock Market and Your Financial Portfolio
As the coronavirus continues its trek around the world, speculation about the virus’s impact on the global stock market has been equally rampant. Those asking whether they should get more conservative with their financial investments or pull out of the market altogether are not wrong to assume that the coronavirus will impact the stock market. […]
2020 Numbers Unlimited
Our proprietary “Numbers Unlimited” provides a snapshot of the numbers you may need to reference throughout the year for your tax, retirement, and overall financial planning. We keep it with us at all times, because we’re nerds like that. DOWNLOAD NOW