Financial Planning Blog

16 May 2024Putting your business cash to work


We are about one year removed from the failure of three United States banks with combined assets of $548 billion and…

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17 Apr 2024Out of the Mouths of Babes


A few weeks ago, I was invited to teach an introduction to personal finance class to a group of local 8th…

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27 Mar 2024Just When You Thought You Were Out of Debt


American households are drowning in consumer debt, with the Federal Reserve Bank reporting a new record of over $1.13 Trillion in…

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13 Mar 2024Retirement Tax Planning: The Three Tax Wallets


Note: While some information in this article is specific to BP employees, the points about the three tax wallets may be…

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14 Dec 2023Year-End Charitable Giving Strategies


As the end of another year approaches, most altruist investors are considering their year-end charitable giving. When focusing on the goal…

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07 Nov 2023How Does a Government Shutdown Affect the Stock Market? Impact and Analysis


Another day, another crisis of leadership in our government. Fears of a looming government shutdown might have you wondering if it’s…

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19 Sep 2023Your Future Income Tax Brackets May Be Higher Than You Assume


Future assumed income tax brackets are a major consideration when making current decisions, such as the decision to convert a traditional…

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19 May 2023Convert! Oh, Ye of Little Faith: Roth Conversions are Underutilized


By James B. Twining, CFP® and Tor Benson, CFP® The decision to make a Roth conversion can be extremely impactful, warranting…

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22 Mar 2023Q1 2023 Newsletter


More new faces at Financial Plan and other happenings in this first quarter of 2023. Read the newsletter here.

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22 Mar 2023The SECURE ACT 2.0: Three Good features


On December 29th, 2022, the SECURE 2.0 ACT was signed into law. It includes a few provisions that are beneficial for…

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31 Jan 2023How Will Taxes Change in 2023? Brackets, Deductions, and More


With the holiday season behind us, it’s time to look forward to everyone’s other favorite season…tax season, which has experienced some…

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30 Jan 2023Q4 Newsletter for 2022


For a bit news and a smidge of advice from FP inc., check out our newsletter for Q4 2022

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16 Nov 2022Recency Bias in Investing


As I watched footage of hurricane Ian wreaking havoc on the Florida coast, my four-year-old daughter asked what was going on….

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31 Oct 2022How to survive a zombie apocalypse


For over a decade, a dramatic television series called “The Walking Dead” has aired on AMC. The show follows an eclectic…

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23 Sep 2022Q3 2022 Newsletter


It’s been a busy summer at Financial Plan! View our quarterly newsletter for the details.

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