By: James Twining

23 JunAdvice Regarding the Washington State Long Term Care Law


The latest tax news from Washington State includes a long- term care tax on W2 income. For details, please refer to…

Read More

15 JanShould I Manage My Own Investment Portfolio? | The Abysmal Record of DIY Investor Cash Flows


If 2020 taught personal investors anything, it’s that managing your own investment portfolio is a dangerous game. The typical DIY-investor relies…

Read More

07 DecWhat is the new ETF rule?


Every so often, something occurs that changes the way we invest, and we think it best to keep our clients informed…

Read More

18 SepThe ETF Rule and Custom Baskets


At Financial Plan, we are analytical to a fault when evaluating investments.  We continually ask the question: “Are we populating our…

Read More

09 SepStock Market Performance: A Case for Diversified Portfolios


If you have been paying attention, you know how much we believe in equity markets. Our clients who have a long…

Read More

27 MarGetting to the Point of a Point


Recently, I ran across this article from Dimensional Fund Advisors. It contains insight into the difference between a price-weighted index like…

Read More

08 MarLet the Dogs Bark


The term “expected return” is in wide use among financial planners. To the layman it carries misleading connotations: most assume that…

Read More

15 OctThe Nature of American Tariffs


With all the buzz surrounding the recent increase in U.S. tariffs, a discussion regarding the nature of tariffs is timely. We…

Read More

30 AugUnderstanding Rates of Return


Will Rogers once quipped: “It is not the return on my investment that I am concerned about; it’s the return of…

Read More

15 MayThe Risk Illusion


As emotional beings, we are susceptible to illusions and phobias. Never mind that the snake under the bed turned out to…

Read More
economic growth spring 2017

25 AprSpring 2017 – Is Economic Growth a Reliable Indicator of Future Equity Returns?


We recently learned that the US economy has grown at a 2.1% annual rate since the recovery began in 2009. This…

Read More
Financial Planning Inc Online Sites

31 JanOnline Sites at Financial Plan, Inc. – Winter 2017


After inquiring with our clients,  it seems that many are not particularly active in logging on to our various online sites. …

Read More
financial-plan-inc-team-small

07 OctPlease Welcome The Newest Addition To Our Company: Justin Gross


The history of our firm and our clients has been one of success, and as a result, we have experienced a…

Read More
basketball player

05 AugTrailing by One Point. No Time on the Clock. Two Free Throws. – Summer 2016


The market decline of early 2016 was not anywhere near the magnitude of a bear market such as we experienced in…

Read More
rain on umbrella

19 MayStock Market Performance and the Weather – Winter 2016


Belling-hamsters know what it is like to wait out a long winter.  A down market can be like that;  gloomy, day…

Read More