By: James Twining
Note: While some information in this article is specific to BP employees, the points about the three tax wallets may be…
Read MoreFuture assumed income tax brackets are a major consideration when making current decisions, such as the decision to convert a traditional…
Read MoreBy James B. Twining, CFP® and Tor Benson The decision to make a Roth conversion can be extremely impactful, warranting thorough,…
Read MoreOn December 29th, 2022, the SECURE 2.0 ACT was signed into law. It includes a few provisions that are beneficial for…
Read MoreIn 1980, the inflation rate peaked at 13.5%; higher than it had been in 60 years. The miserable economic conditions of…
Read MoreThe latest tax news from Washington State includes a long- term care tax on W2 income. For details, please refer to…
Read MoreIf 2020 taught personal investors anything, it’s that managing your own investment portfolio is a dangerous game. The typical DIY-investor relies…
Read MoreEvery so often, something occurs that changes the way we invest, and we think it best to keep our clients informed…
Read MoreAt Financial Plan, we are analytical to a fault when evaluating investments. We continually ask the question: “Are we populating our…
Read MoreIf you have been paying attention, you know how much we believe in equity markets. Our clients who have a long…
Read MoreRecently, I ran across this article from Dimensional Fund Advisors. It contains insight into the difference between a price-weighted index like…
Read MoreThe term “expected return” is in wide use among financial planners. To the layman it carries misleading connotations: most assume that…
Read MoreWith all the buzz surrounding the recent increase in U.S. tariffs, a discussion regarding the nature of tariffs is timely. We…
Read MoreWill Rogers once quipped: “It is not the return on my investment that I am concerned about; it’s the return of…
Read MoreAs emotional beings, we are susceptible to illusions and phobias. Never mind that the snake under the bed turned out to…
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