By: James Twining
By James B. Twining, CFP® and Tor Benson The decision to make a Roth conversion can be extremely impactful, warranting thorough,…
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On December 29th, 2022, the SECURE 2.0 ACT was signed into law. It includes a few provisions that are beneficial for…
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In 1980, the inflation rate peaked at 13.5%; higher than it had been in 60 years. The miserable economic conditions of…
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The latest tax news from Washington State includes a long- term care tax on W2 income. For details, please refer to…
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If 2020 taught personal investors anything, it’s that managing your own investment portfolio is a dangerous game. The typical DIY-investor relies…
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Every so often, something occurs that changes the way we invest, and we think it best to keep our clients informed…
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At Financial Plan, we are analytical to a fault when evaluating investments. We continually ask the question: “Are we populating our…
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If you have been paying attention, you know how much we believe in equity markets. Our clients who have a long…
Read MoreRecently, I ran across this article from Dimensional Fund Advisors. It contains insight into the difference between a price-weighted index like…
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The term “expected return” is in wide use among financial planners. To the layman it carries misleading connotations: most assume that…
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With all the buzz surrounding the recent increase in U.S. tariffs, a discussion regarding the nature of tariffs is timely. We…
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Will Rogers once quipped: “It is not the return on my investment that I am concerned about; it’s the return of…
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As emotional beings, we are susceptible to illusions and phobias. Never mind that the snake under the bed turned out to…
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We recently learned that the US economy has grown at a 2.1% annual rate since the recovery began in 2009. This…
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After inquiring with our clients, it seems that many are not particularly active in logging on to our various online sites. …
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