By: James Twining

negative interest rates chart

16 MayNegative Interest Rates: Coming to a Bank Near You?


In recent months, several of the world’s central banks have conducted a highly risky experimentwith negative interest rates.   For example, the…

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life insurance

22 OctShould You Buy Life Insurance From An Agent?


Most insurance agents are happy to reassure you they’re selling you a great policy, but there’s no getting around the conflict…

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santorini greece

27 JulThe Financial Crisis in Greece


Dimensional Fund Advisors’ Weston Wellington offers useful perspective regarding the financial crisis in Greece.   Click the link below to view…

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savings rates

22 JulSavings Rates – Summer 2015


Many years ago when I was just beginning my budding career,  an older and wiser financial advisor told me that “the…

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New York Stock Exchange

02 JunThe Crucial Difference Between Investment Brokers And Fee-Only Advisors


The common perception among the investing public is that all of the professionals who help clients manage their money are “financial…

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20 MayWelcome Gabriel Twining – Spring 2015


In February, my youngest son Gabriel graduated from Saybrook University in Seattle with a Master’s Degree in Industrial Psychology with a…

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measuring stick

02 FebQuantifying the Value of an Excellent Financial Advisor


For any business relationship to work, the value gained for both parties must exceed the cost. The calculation for a financial…

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05 OctFinancial Plan is Moving – Autumn 2014


  After 17 years in our downtown office, Financial Plan is moving to a new office location.  Beginning October 1st, 2014…

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29 SepFinancial Plan, Inc. Moves to Barkley Village


After 17 years in our downtown office, Financial Plan is moving to a new office location. Beginning October 1st, 2014 our…

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paper investments

24 JanAre Shares of Stock and Stock Mutual funds “Paper” Investments? – Winter 2014


Most investors tend to have a high level of angst regarding their stock and stock mutual fund investments. When the investing…

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innovation, Bellingham WA, ElsaCoPhoto-1829 copy

24 SepWhy We Innovate – Autumn 2013


Accepting the “Best Practices Award” for Top Innovator In mid-September, Financial Plan Inc. received the Best Practices Award for being a…

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09 JunAn Investor’s Most Fervent Wish Is A Simple Desire For Peace – Summer 2013


Recently I came across this sketch posted by best selling financial author and illustrator Carl Richards.   The message it conveys has…

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09 SepWelcome Bonnie – Autumn 2012


As you know, Jennifer has flown the coop. She was swept off her feet, proposed to, and whisked away by a…

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11 JunI Survived the Transition – Spring 2012


“I SURVIVED THE TRANSITION, AND ALL I GOT WAS THIS LOUSY NEWSLETTER”! I think that would be an appropriate T shirt…

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22 MarBig News At Financial Plan – Winter 2012


As you can see,  our newsletter the Plan  has a new look.  But that is not all that is new.  In…

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