If you’ve been paying attention to investment news, you might be aware of the recent consternation that the “yield curve” in financial bond markets has “inverted.” (If you’re not, or aren’t entirely sure what this means, read on.) For some, the takeaway from this is immediate: if you believe in the ability of sporadic market […]
Getting to the Point of a Point
Recently, I ran across this article from Dimensional Fund Advisors. It contains insight into the difference between a price-weighted index like the Dow Jones Industrial Average (DJIA), and a cap-weighted index like the S&P 500. It puts into perspective the large swings in the DJIA, and highlights the limitations when comparing a portfolio to an […]
Let the Dogs Bark
The term “expected return” is in wide use among financial planners. To the layman it carries misleading connotations: most assume that it carries with it a high degree of confidence. After all, we are “expecting” a certain rate of return, aren’t we? Actually…no. Let’s explain: The expected return is a measure of the center of […]
Winter 2019 Newsletter
All the latest and greatest from FP Inc. is here in our Winter 2019 Newsletter.
Tax Reform and Filing for 2018
With tax season in full effect, many people are feeling the impact of Tax Reform 2018 for the first time. Therefore, we thought it helpful to review a previously posted summary of the changes to serve as a reference as you file your 2018 taxes. As always, be sure to consult with your tax professional […]
2019 Numbers Unlimited
Our proprietary “Numbers Unlimited” provides a snapshot of the numbers you may need to reference throughout the year for your tax, retirement, and overall financial planning. We keep it with us at all times, because we’re nerds like that. Download Now Download Number’s Unlimited – 2019
How Long-Term Investment Strategies can Mitigate your Ticker Risk
What is ticker risk? Don’t bother searching the internet as this is simply a term we occasionally use to describe the inherent risks that come with giving too much credence to the current price and daily changes of the S&P 500, Dow 30, and Nasdaq Composite Index. These three, main “tickers” represent the vast majority […]
Fall 2018 Newsletter
The Financial Plan newsletter for Fall 2018 is now available here: Fall 2018 Newsletter
Why a second home merits a second thought
Picture this: you take a trip somewhere great and have an absolutely wonderful experience. You love everything about this place: the area, the climate, the people and just the overall ‘feel’ of being there. Then the inevitable question presents itself- wouldn’t it be great to have a little place here that we could retreat to […]
The Nature of American Tariffs
With all the buzz surrounding the recent increase in U.S. tariffs, a discussion regarding the nature of tariffs is timely. We often hear commentators opine that higher tariffs are certain to be a drag on the U.S. stock market. However, a brief review of the nature, purpose, and history of American tariffs, and the current […]