Devin Wolf, CFP® serves as our Chief Investment Officer (CIO) and leads our 401(k) branch. As a wealth manager Devin is responsible for delivering comprehensive financial solutions to high net worth clientele. His expertise in navigating complex situations has lead to working with business owners and clients with taxable estates.
Book Review: The Total Money Makeover 3rd Edition, by Dave Ramsey Reviewed by: W. Devin Wolf, CFP® Dave Ramsey is a well-known financial author, radio host, TV personality, and public speaker whose message focuses on getting out of debt and building wealth. I have been asked my opinion on Ramsey’s philosophies by a number of clients, prompting […]
Today’s Powerball estimated jackpot of $500 million has created a fair amount of buzz in the media. We all know how it works. You buy a ticket and instantly begin fantasizing about what you will do when you win. We’ve crunched some numbers to help optimize your daydreams. Lump Sum or Annuity? With a $500 […]
For the last ten years Financial Plan, Inc. has incorporated funds from DFA (Dimensional Fund Advisors) into our diversified investment portfolios. Barron’s recent article “Where the Smart Money is Headed” has DFA as the #1 place the “smart money” will invest, and discusses their approach. We use DFA as one of our investment partners because their investment […]
Our very own Devin Wolf was interviewed by M.O. (Modus Operandi), a website that focuses on small businesses and entrepreneurs. In addition to some personal history, the interview focuses on how small business owners should approach their financial planning and their business retirement needs. MO: Why are you so passionate about helping small business owners navigate […]
Articles such as this one in Fortune regarding retirement plan fee disclosures are beginning to hit the mainstream media. This particular article focuses on an issue that has been erroding returns throughout the industry, not just 401(k) plans. At Financial Plan we believe this is a step in the right direction to increasing awareness and transparency in retirement […]
My dad told me recently that he just celebrated his “Heavy Metal” Birthday. He said it means that he has gold in his teeth, silver in his hair and lead in his butt. This is a good reminder article of another reality of investing in gold or precious metals. I’ve talked with a lot of people […]
Our quarterly newsletter, the Plan, has been updated for the 2013 Summer Quarter. Read more about it here.
I came across this article today in the Investment News written by Mebane Faber. It reinforces the futility of trying to pick individual stocks in building a portfolio. It’s an eye-opening, quick read and definitely worth a look…and I am definitely a better than average driver. David Dick, CFP®
I came across this article today in the Investment News written by Mebane Faber. It reinforces the futility of trying to pick individual stocks in building a portfolio. It’s an eye-opening, quick read and definitely worth a look…and I am definitely a better than average driver. David Dick, CFP®
After many years of living with temporary tax brackets, we now have a more settled scheme due to the recently passed but inaccurately named American Taxpayer Relief Act of 2012. Let’s outline the new realities: Income Taxes: For most taxpayers, the federal income tax rates for 2013 will be the same as in 2012: 10%, […]
