Our proprietary “Numbers Unlimited” provides a snapshot of the numbers you may need to reference throughout the year for your tax, retirement, and overall financial planning. We keep it with us at all times, because we’re nerds like that. Download Now Download Number’s Unlimited – 2019
How Long-Term Investment Strategies can Mitigate your Ticker Risk
What is ticker risk? Don’t bother searching the internet as this is simply a term we occasionally use to describe the inherent risks that come with giving too much credence to the current price and daily changes of the S&P 500, Dow 30, and Nasdaq Composite Index. These three, main “tickers” represent the vast majority […]
6 Winning Strategies For Your Roth
You’ve read my last piece on the new tax codes and why a Roth might be a good option, decided a Roth is right for you, and now you want to know how to contribute to your Roth. Here are 6 ways to maximize your Roth retirement accounts[1]: 1. Open and contribute to a Roth […]
The Tax Code is Changing. Should your Retirement Plan?
Keep your retirement plan on track by determining if a Roth is right for you. If you have been following tax reform, you know the Tax Cuts and Jobs Act of 2017 (TCJA) lowered the marginal tax rate of five brackets. You also know if nothing is done to make these tax brackets permanent, there […]
2018 Tax Reform Bill: How the New Tax Reform Will Affect You
Since passage of the recent tax reform bill, the Tax Cuts and Jobs Act of 2017 (TCJA), major changes have been made to the U.S. tax code. Given the magnitude of the changes and the variety of versions reviewed and debated by Congress, there is plenty of confusion and misunderstanding around what was approved in […]
Are Solar Bonds A Good Investment?
If you’ve browsed the web recently and have a habit of reading up on finance, there’s a good chance you’ve seen an ad for an intriguing new investment: solar bonds. These ads, from energy provider SolarCity, certainly succeed in making their product sound attractive. While it may seem like just another pop-up ad, the delivery […]
Withdrawal Rates – Autumn 2015
In the latest edition of The Plan, Jamie mentioned the 4% rule of thumb for withdrawal rates. To delve a bit deeper, the 4% rule hails from the 1994 Trinity Study which looked at past returns for a “moderate” investment portfolio. This study determined that an initial withdrawal rate of 4%, annually adjusted for inflation, […]
10 Steps For a Better Investment Experience
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Reconstitution Effect
Interesting article from Bloomberg “The Hugely Profitable, Wholly Legal Way to Game the Stock Market” Our clients know this as the Reconstitution Effect and that we have been using patient strategies to avoid/prosper from this effect for over a decade!
Socially Responsible Investments: The Good, The Bad, and The Green
These days, socially responsible investing, or SRI for short, is a popular practice among investors who consider themselves socially conscious, and who want to believe their money can do more than just increase the value of their own portfolio. And in theory, this seems like quite the win-win: after all, who wouldn’t want to see […]