• Written by Justin Gross
• Categorised Articles

As every business owner knows, the day will come when it’s time to step away. Whether prompted by retirement, a desire…

• Written by James Twining
• Categorised Articles

Anyone old enough to have been paying attention to the economy in the early 1980s remembers the Fed Chairman Paul Volcker…

• Written by James Twining
• Categorised Articles, Bonds, Stock Market

Common Method of Allocating Between Equity Securities and Debt Instruments Portfolio design customarily begins with a decision regarding the percentage to…

• Written by James Twining
• Categorised Articles, Taxes

Estate Tax Exemption for 2024 and beyond What is the Estate Tax Exemption? In 1789, Ben Franklin penned the famous phrase…

• Written by James Twining
• Categorised Articles, Insurance

Medicare is the federal health insurance program for people: Who are 65 years or older. Have certain disabilities or end-stage renal…

• Written by James Twining
• Categorised Articles

The last time I checked, there is one face on our dollar bill: that of our great President George Washington. However,…

• Written by W. Devin Wolf, CFP®
• Categorised Articles

We are about one year removed from the failure of three United States banks with combined assets of $548 billion and…

• Written by W. Devin Wolf, CFP®
• Categorised Articles, ROTH, Stock Market

A few weeks ago, I was invited to teach an introduction to personal finance class to a group of local 8th…

• Written by James Twining
• Categorised Articles, ROTH, Taxes

American households are drowning in consumer debt, with the Federal Reserve Bank reporting a new record of over $1.13 Trillion in…

• Written by James Twining
• Categorised Uncategorized

Note: While some information in this article is specific to BP employees, the points about the three tax wallets may be…

• Written by Justin Gross
• Categorised Articles, Taxes

As the end of another year approaches, most altruist investors are considering their year-end charitable giving. When focusing on the goal…

• Written by Nathan Twining
• Categorised Articles, Stock Market

Another day, another crisis of leadership in our government. Fears of a looming government shutdown might have you wondering if it’s…

• Written by James Twining
• Categorised Articles, Taxes

Future assumed income tax brackets are a major consideration when making current decisions, such as the decision to convert a traditional…

• Written by James Twining
• Categorised Uncategorized

By James B. Twining, CFP® and Tor Benson, CFP® The decision to make a Roth conversion can be extremely impactful, warranting…

• Written by Stephanie Wolf
• Categorised Newsletters

More new faces at Financial Plan and other happenings in this first quarter of 2023. Read the newsletter here.